HTX Will Merge Fiat Accounts into Spot Accounts for OTC Settlement
HTX will move fiat-account assets into spot accounts automatically. OTC orders will settle directly against spot balances after each account upgrades.
HTX announced on October 19, 2026, that fiat accounts will gradually merge into spot accounts. The upgrade is automatic and requires no manual migration. HTX says existing fiat-account assets will transfer without loss of balance.
OTC settlement after the upgrade
The OTC buying and selling entry points remain unchanged. Purchases and sales will settle directly through the spot account, removing the separate transfer previously needed between fiat and spot accounts.
Users can check balances and records in the spot account. Previous transactions and transfers remain available in transaction details.
Rollout and pending orders
HTX will upgrade accounts in batches and has not supplied a single completion date. The account's actual status and in-app notices determine when the change applies. App users need the latest version to see the upgrade prompts.
If an account has an OTC order in progress, the upgrade pauses until the order completes, then resumes automatically.
Source: Official exchange announcement
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